Personal Insurance Planning
F.I.C. helps individuals and families review insurance options alongside retirement, investment, and long-term financial goals, creating clearer protection strategies tailored to their circumstances.
F.I.C. provides personalized insurance brokerage support for individuals, families, and businesses in Chicago, Illinois. Our multidisciplinary team helps clients evaluate coverage options, understand policy details, and coordinate insurance with broader financial, retirement, and business goals. With local Chicago expertise, risk-management insight, and more than 35 years of financial consulting experience, we make complex protection decisions clearer and more strategic.

Personalized insurance guidance for individuals, families, and businesses seeking clearer protection and informed financial decisions.
F.I.C. helps individuals and families review insurance options alongside retirement, investment, and long-term financial goals, creating clearer protection strategies tailored to their circumstances.
Business owners receive personalized support evaluating specialized insurance needs, including coverage considerations for high-risk operations, contractors, construction companies, and growing enterprises.
F.I.C. assists businesses with workers’ compensation audits by reviewing payroll records, classifications, and insurance documentation to support accurate reporting and compliance.
Insurance decisions affect personal finances, business continuity, and long-term planning. F.I.C. brings insurance guidance together with accounting, retirement planning, tax, and risk-management expertise so clients can evaluate coverage in a broader financial context. For Chicago individuals and businesses, our customized approach helps clarify policy considerations, identify potential exposures, and explore available insurance financing when flexible payment options are needed.

Insurance guidance backed by broad financial expertise and a personalized client approach.
Insurance, accounting, tax, retirement planning, and consulting expertise are coordinated under one roof.
Our Chicago headquarters supports clients with local perspective and a broader financial consulting outlook.
Experienced risk-management guidance helps clients consider potential setbacks and long-term safeguards.
Insurance financing is available for clients seeking flexible payment options for coverage.
Experienced professionals supporting insurance and broader financial decisions.

CEO
Al Beheary serves as CEO of Financial Innovations Consulting (F.I.C.), bringing entrepreneurial vision and deep expertise in international and inter-state government accounting to the firm. With a strong background in investment strategy, Al works closely with individuals and companies to organize their finances, align their investment portfolios, and achieve their long-term financial and retirement goals. His leadership has guided F.I.C. through over 35 years of growth, expanding the firm from its Chicago roots to a multi-office organization with an international presence in Ireland and Egypt. Al's commitment to empowering clients with knowledge and personalized financial solutions remains at the core of everything F.I.C. does.

COO
Siobhan Kieran serves as Chief Operating Officer of Financial Innovations Consulting (F.I.C.), bringing extensive experience working with both individuals and large multinational corporations. As a seasoned risk manager, Siobhan specializes in identifying potential financial setbacks and equipping clients with the foresight and long-term safeguards needed for personal and professional success. Her expertise spans strategic planning, operational oversight, and risk mitigation, making her an invaluable resource for clients navigating complex financial landscapes. Siobhan's client-centric approach and commitment to delivering proactive, comprehensive financial strategies reflect F.I.C.'s core values of transparency, integrity, and excellence.

Administration/New Business Specialist
Mary Kay serves as Administration and New Business Specialist at Financial Innovations Consulting (F.I.C.), playing a key role in welcoming new clients and ensuring seamless onboarding experiences. With a detail-oriented and client-focused approach, Mary Kay helps individuals, families, and business owners navigate the first steps of their financial journey with F.I.C. Her organizational expertise and dedication to exceptional service contribute to the firm's reputation for personalized, responsive client care. As part of F.I.C.'s experienced administrative team, Mary Kay helps uphold the firm's commitment to clarity, transparency, and making every client feel supported from day one.

Administration/Retention Specialist
Thomas Sandhof serves as Administration and Retention Specialist at Financial Innovations Consulting (F.I.C.), focusing on nurturing long-term client relationships and ensuring ongoing satisfaction with the firm's services. Thomas plays a vital role in maintaining the trust and loyalty of F.I.C.'s diverse client base, which spans individual taxpayers, small business owners, and large corporations. His dedication to client retention reflects F.I.C.'s core belief that lasting financial partnerships are built on consistent communication, reliability, and personalized attention. Thomas works to ensure that every client continues to receive the high-quality financial guidance and support they expect from F.I.C.

Administrative Assistant
Aine Breen serves as Administrative Assistant at Financial Innovations Consulting (F.I.C.), providing essential support that keeps the firm's daily operations running smoothly and efficiently. Her organizational skills and commitment to excellent service ensure that clients, colleagues, and partners receive timely, professional assistance across all of F.I.C.'s service areas. Aine's contributions help maintain the high standards of accuracy and responsiveness that F.I.C. is known for across its Chicago headquarters and beyond. Her dedication to supporting both the team and the clients she interacts with reflects the firm's client-centric values and commitment to operational excellence.

Marketing
Matt McDowell serves as Marketing Specialist at Financial Innovations Consulting (F.I.C.), responsible for communicating the firm's comprehensive range of financial services to clients across Chicago, the United States, and internationally. Matt plays a key role in building F.I.C.'s brand presence and helping individuals, families, and business owners understand how the firm's expertise can address their unique financial needs. His work supports F.I.C.'s mission to be a trusted, accessible financial partner for a diverse clientele. Through targeted marketing strategies, Matt helps connect those facing complex financial challenges with the expert guidance F.I.C. has provided for over 35 years.

Insurance Assistant
Sara Peterson serves as Insurance Assistant at Financial Innovations Consulting (F.I.C.), supporting the firm's comprehensive insurance services for individuals, families, and businesses. Sara assists clients in navigating insurance options, policy details, and coverage solutions, ensuring they have the protection and clarity they need to make confident decisions. Her role is integral to F.I.C.'s one-stop financial services model, which combines accounting, tax, retirement planning, and insurance under one roof. Sara's attentive, client-focused approach helps ensure that every insurance client receives accurate information and responsive support, reflecting F.I.C.'s commitment to excellence and transparency.

Irish Logistics
Cara Kennedy serves as Irish Logistics Specialist at Financial Innovations Consulting (F.I.C.), managing the firm's operational coordination from its international office in Drogheda, County Louth, Ireland. Cara plays a critical role in supporting F.I.C.'s international service delivery, helping bridge the firm's Chicago-based operations with its European clientele and partners. Her expertise in cross-border logistics ensures that clients in Ireland and beyond receive the same high standard of financial service that F.I.C. is known for across the United States. Cara's work reflects F.I.C.'s commitment to providing seamless, globally connected financial solutions for an increasingly international client base.
An insurance broker helps clients evaluate insurance options, understand policy details, and consider coverage in relation to personal or business risks. F.I.C. provides personalized guidance for individuals, families, and businesses, drawing on experience in insurance, financial planning, accounting, tax, and risk management. The goal is to help clients make informed protection decisions rather than approach insurance as an isolated financial purchase.
Speak with F.I.C. for personalized guidance about your coverage needs.
F.I.C. supports insurance and financial clients from Chicago to national and international service areas.
Chicago, Illinois
Primary Office
United States (all states)
National Reach
Ireland and Egypt
International Reach
Contact F.I.C. to discuss insurance support for your location and situation.
Share your goals and coverage questions so our team can outline the next steps for personalized insurance guidance.
For immediate assistance, feel free to give us a direct call at (773) 202-9393. You can also send us a quick email at TAX@FICMN.COM.
For immediate assistance, feel free to give us a direct call at (773) 202-9393. You can also send us a quick email at TAX@FICMN.COM.