Expert Financial Planning Services in Illinois

Plan your financial future with F.I.C., a Chicago-based consulting firm serving individuals, families, and business owners throughout Illinois. From retirement goals and tax strategy to bookkeeping, payroll, and complex financial issues, our team brings over 35 years of experience, practical guidance, and personalized solutions built for the realities of Midwest life and business.

Financial planner meeting with clients in Illinois

Our Financial Planning Services

Integrated planning, tax, advisory, and compliance support for Illinois individuals, families, and growing business owners.

Business Advisory

Coordinate tax, bookkeeping, payroll, advisory services, and year-end return preparation through one integrated package designed for business owners seeking clearer financial oversight.

Tax Planning

Prepare accurate individual and business tax returns while identifying eligible deductions, managing compliance, and supporting broader planning decisions throughout the year.

Bookkeeping Support

Organize financial transactions, maintain accurate records, and create better visibility into cash flow so business owners can focus on operations and growth.

Payroll Services

Manage employee paychecks, deductions, payroll tax filings, and year-end forms to help businesses stay compliant and operate with fewer administrative burdens.

IRS Assistance

Respond to IRS notices, prepare required documentation, and navigate audits with experienced support for individuals and businesses facing complex tax questions.

Retirement Planning

Align investment strategy, retirement goals, insurance considerations, and long-term financial decisions with guidance tailored to individuals, families, and business owners.

Financial consultant reviewing planning documents with clients

Our Financial Planning Process

Understand Your Complete Financial Picture

We begin by reviewing your current finances, tax position, business obligations, retirement goals, and risk areas. For Illinois clients, we also consider local tax realities, business compliance needs, and seasonal planning deadlines that may affect decisions.

Identify Priorities And Risk Areas

Build A Customized Financial Strategy

Implement And Adjust Over Time

The F.I.C. Difference

Why Choose F.I.C.?

F.I.C. combines deep experience with practical, personalized financial solutions.

Experience

Over 35 years supporting clients through tax, accounting, insurance, advisory, and planning decisions.

Local Insight

Chicago-based expertise with practical insight into Illinois tax, business, and financial planning needs.

One-Stop Support

Integrated services help Illinois clients coordinate taxes, payroll, bookkeeping, insurance, and retirement strategy.

Personalized Plans

Customized recommendations built around each client’s goals, risks, timeline, and financial circumstances.

Meet The F.I.C. Team

Experienced guidance from a multidisciplinary financial consulting team.

Portrait of Al Beheary, CEO of Financial Innovations Consulting

Al Beheary

CEO

Al Beheary serves as CEO of Financial Innovations Consulting (F.I.C.), bringing entrepreneurial vision and deep expertise in international and inter-state government accounting to the firm. With a strong background in investment strategy, Al works closely with individuals and companies to organize their finances, align their investment portfolios, and achieve their long-term financial and retirement goals. His leadership has guided F.I.C. through over 35 years of growth, expanding the firm from its Chicago roots to a multi-office organization with an international presence in Ireland and Egypt. Al's commitment to empowering clients with knowledge and personalized financial solutions remains at the core of everything F.I.C. does.

Portrait of Siobhan Kieran, COO of Financial Innovations Consulting

Siobhan Kieran

COO

Siobhan Kieran serves as Chief Operating Officer of Financial Innovations Consulting (F.I.C.), bringing extensive experience working with both individuals and large multinational corporations. As a seasoned risk manager, Siobhan specializes in identifying potential financial setbacks and equipping clients with the foresight and long-term safeguards needed for personal and professional success. Her expertise spans strategic planning, operational oversight, and risk mitigation, making her an invaluable resource for clients navigating complex financial landscapes. Siobhan's client-centric approach and commitment to delivering proactive, comprehensive financial strategies reflect F.I.C.'s core values of transparency, integrity, and excellence.

Portrait of Mary Kay, Administration and New Business Specialist at Financial Innovations Consulting

Mary Kay

Administration/New Business Specialist

Mary Kay serves as Administration and New Business Specialist at Financial Innovations Consulting (F.I.C.), playing a key role in welcoming new clients and ensuring seamless onboarding experiences. With a detail-oriented and client-focused approach, Mary Kay helps individuals, families, and business owners navigate the first steps of their financial journey with F.I.C. Her organizational expertise and dedication to exceptional service contribute to the firm's reputation for personalized, responsive client care. As part of F.I.C.'s experienced administrative team, Mary Kay helps uphold the firm's commitment to clarity, transparency, and making every client feel supported from day one.

Portrait of Thomas Sandhof, Administration and Retention Specialist at Financial Innovations Consulting

Thomas Sandhof

Administration/Retention Specialist

Thomas Sandhof serves as Administration and Retention Specialist at Financial Innovations Consulting (F.I.C.), focusing on nurturing long-term client relationships and ensuring ongoing satisfaction with the firm's services. Thomas plays a vital role in maintaining the trust and loyalty of F.I.C.'s diverse client base, which spans individual taxpayers, small business owners, and large corporations. His dedication to client retention reflects F.I.C.'s core belief that lasting financial partnerships are built on consistent communication, reliability, and personalized attention. Thomas works to ensure that every client continues to receive the high-quality financial guidance and support they expect from F.I.C.

Portrait of Aine Breen, Administrative Assistant at Financial Innovations Consulting

Aine Breen

Administrative Assistant

Aine Breen serves as Administrative Assistant at Financial Innovations Consulting (F.I.C.), providing essential support that keeps the firm's daily operations running smoothly and efficiently. Her organizational skills and commitment to excellent service ensure that clients, colleagues, and partners receive timely, professional assistance across all of F.I.C.'s service areas. Aine's contributions help maintain the high standards of accuracy and responsiveness that F.I.C. is known for across its Chicago headquarters and beyond. Her dedication to supporting both the team and the clients she interacts with reflects the firm's client-centric values and commitment to operational excellence.

Portrait of Matt McDowell, Marketing Specialist at Financial Innovations Consulting

Matt McDowell

Marketing

Matt McDowell serves as Marketing Specialist at Financial Innovations Consulting (F.I.C.), responsible for communicating the firm's comprehensive range of financial services to clients across Chicago, the United States, and internationally. Matt plays a key role in building F.I.C.'s brand presence and helping individuals, families, and business owners understand how the firm's expertise can address their unique financial needs. His work supports F.I.C.'s mission to be a trusted, accessible financial partner for a diverse clientele. Through targeted marketing strategies, Matt helps connect those facing complex financial challenges with the expert guidance F.I.C. has provided for over 35 years.

Portrait of Sara Peterson, Insurance Assistant at Financial Innovations Consulting

Sara Peterson

Insurance Assistant

Sara Peterson serves as Insurance Assistant at Financial Innovations Consulting (F.I.C.), supporting the firm's comprehensive insurance services for individuals, families, and businesses. Sara assists clients in navigating insurance options, policy details, and coverage solutions, ensuring they have the protection and clarity they need to make confident decisions. Her role is integral to F.I.C.'s one-stop financial services model, which combines accounting, tax, retirement planning, and insurance under one roof. Sara's attentive, client-focused approach helps ensure that every insurance client receives accurate information and responsive support, reflecting F.I.C.'s commitment to excellence and transparency.

Portrait of Cara Kennedy, Irish Logistics Specialist at Financial Innovations Consulting

Cara Kennedy

Irish Logistics

Cara Kennedy serves as Irish Logistics Specialist at Financial Innovations Consulting (F.I.C.), managing the firm's operational coordination from its international office in Drogheda, County Louth, Ireland. Cara plays a critical role in supporting F.I.C.'s international service delivery, helping bridge the firm's Chicago-based operations with its European clientele and partners. Her expertise in cross-border logistics ensures that clients in Ireland and beyond receive the same high standard of financial service that F.I.C. is known for across the United States. Cara's work reflects F.I.C.'s commitment to providing seamless, globally connected financial solutions for an increasingly international client base.

Frequently Asked Questions

What is the average cost of having a financial planner?

The cost of a financial planner varies based on complexity, scope, and whether you need ongoing advisory support, tax strategy, retirement planning, or business consulting. F.I.C. provides customized solutions rather than one-size-fits-all packages. Some related services have defined pricing, such as individual tax return preparation from $500 to $5,000 depending on size and complexity.

What is better, a financial advisor or a financial planner?

What do financial planning services include?

Can F.I.C. help both individuals and businesses?

What should I bring to a financial planning consultation?

How often should I review my financial plan?

Do you help with retirement planning?

Can financial planning help with IRS issues?

Still Have Financial Questions?

Speak with our team about your goals and financial concerns.

Trusted Experience

Awards and Recognition

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35+ Years Experience

Decades of trusted financial consulting experience.

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One-Stop Solutions

Integrated tax, advisory, insurance, and planning.

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Global Perspective

Chicago roots with international service capabilities.

Start Planning With Confidence

Tell us about your goals, concerns, and current financial picture. Our team will review your needs and help identify the right next step.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (773) 202-9393. You can also send us a quick email at TAX@FICMN.COM.