Financial Restructuring for Business

Financial restructuring for business helps owners regain clarity, address complex financial challenges, and build a more stable path forward. F.I.C. combines accounting, tax, advisory, and financial consulting experience to create practical solutions tailored to each situation. With over 35 years of experience and a multidisciplinary team, we help businesses understand their options and make informed decisions with confidence.

Financial consultants reviewing business restructuring documents with a business owner

Our Financial Restructuring Services

Integrated accounting, tax, payroll, bookkeeping, and advisory support for businesses navigating complex financial challenges.

FIC Business Package

The FIC Package combines bookkeeping, payroll, sales tax, advisory services, business year-end tax returns, and personal year-end tax returns into a coordinated financial support solution.

IRS Audit Assistance

F.I.C. helps businesses respond to IRS notices, organize required documentation, and navigate audit matters with professional guidance focused on clarity and informed decision-making.

Business Tax Preparation

Business tax return preparation helps companies organize financial information, identify eligible deductions, and prepare accurate filings while maintaining compliance with changing tax requirements.

Bookkeeping Support

Bookkeeping services help businesses record, organize, and manage financial transactions accurately, giving owners clearer information for operational and restructuring decisions.

Payroll Management

Payroll support helps businesses manage employee salaries, deductions, tax filings, and compliance responsibilities accurately and consistently as financial priorities evolve.

Sales Tax Services

Sales tax services help businesses calculate and file required returns while supporting accurate compliance with applicable state and local sales tax obligations.

Strategic Business Support

Create A Clearer Financial Path

Financial restructuring can involve competing priorities, incomplete records, tax concerns, and difficult operational decisions. F.I.C. brings accounting, tax, bookkeeping, payroll, and advisory capabilities together to help business owners understand their financial position and evaluate practical next steps. Its personalized approach supports businesses across the United States, from growing companies to established corporations facing complex financial circumstances.

Advisor explaining financial restructuring options to business owners
The F.I.C. Difference

Why Choose F.I.C.?

F.I.C. combines broad financial expertise with personalized guidance for complex business situations.

35+ Years

Over 35 years of experience across accounting, tax, insurance, and financial consulting.

Integrated Expertise

Accounting, tax, insurance, retirement planning, and business consulting support under one roof.

Personalized Guidance

Customized solutions reflect each business’s financial circumstances rather than a one-size-fits-all approach.

Global Perspective

International accounting and multinational experience support businesses with complex financial considerations.

Meet The F.I.C. Team

Experienced professionals provide coordinated financial guidance for businesses and individuals.

Portrait of Al Beheary, CEO of Financial Innovations Consulting

Al Beheary

CEO

Al Beheary serves as CEO of Financial Innovations Consulting (F.I.C.), bringing entrepreneurial vision and deep expertise in international and inter-state government accounting to the firm. With a strong background in investment strategy, Al works closely with individuals and companies to organize their finances, align their investment portfolios, and achieve their long-term financial and retirement goals. His leadership has guided F.I.C. through over 35 years of growth, expanding the firm from its Chicago roots to a multi-office organization with an international presence in Ireland and Egypt. Al's commitment to empowering clients with knowledge and personalized financial solutions remains at the core of everything F.I.C. does.

Portrait of Siobhan Kieran, COO of Financial Innovations Consulting

Siobhan Kieran

COO

Siobhan Kieran serves as Chief Operating Officer of Financial Innovations Consulting (F.I.C.), bringing extensive experience working with both individuals and large multinational corporations. As a seasoned risk manager, Siobhan specializes in identifying potential financial setbacks and equipping clients with the foresight and long-term safeguards needed for personal and professional success. Her expertise spans strategic planning, operational oversight, and risk mitigation, making her an invaluable resource for clients navigating complex financial landscapes. Siobhan's client-centric approach and commitment to delivering proactive, comprehensive financial strategies reflect F.I.C.'s core values of transparency, integrity, and excellence.

Portrait of Mary Kay, Administration and New Business Specialist at Financial Innovations Consulting

Mary Kay

Administration/New Business Specialist

Mary Kay serves as Administration and New Business Specialist at Financial Innovations Consulting (F.I.C.), playing a key role in welcoming new clients and ensuring seamless onboarding experiences. With a detail-oriented and client-focused approach, Mary Kay helps individuals, families, and business owners navigate the first steps of their financial journey with F.I.C. Her organizational expertise and dedication to exceptional service contribute to the firm's reputation for personalized, responsive client care. As part of F.I.C.'s experienced administrative team, Mary Kay helps uphold the firm's commitment to clarity, transparency, and making every client feel supported from day one.

Portrait of Thomas Sandhof, Administration and Retention Specialist at Financial Innovations Consulting

Thomas Sandhof

Administration/Retention Specialist

Thomas Sandhof serves as Administration and Retention Specialist at Financial Innovations Consulting (F.I.C.), focusing on nurturing long-term client relationships and ensuring ongoing satisfaction with the firm's services. Thomas plays a vital role in maintaining the trust and loyalty of F.I.C.'s diverse client base, which spans individual taxpayers, small business owners, and large corporations. His dedication to client retention reflects F.I.C.'s core belief that lasting financial partnerships are built on consistent communication, reliability, and personalized attention. Thomas works to ensure that every client continues to receive the high-quality financial guidance and support they expect from F.I.C.

Portrait of Aine Breen, Administrative Assistant at Financial Innovations Consulting

Aine Breen

Administrative Assistant

Aine Breen serves as Administrative Assistant at Financial Innovations Consulting (F.I.C.), providing essential support that keeps the firm's daily operations running smoothly and efficiently. Her organizational skills and commitment to excellent service ensure that clients, colleagues, and partners receive timely, professional assistance across all of F.I.C.'s service areas. Aine's contributions help maintain the high standards of accuracy and responsiveness that F.I.C. is known for across its Chicago headquarters and beyond. Her dedication to supporting both the team and the clients she interacts with reflects the firm's client-centric values and commitment to operational excellence.

Portrait of Matt McDowell, Marketing Specialist at Financial Innovations Consulting

Matt McDowell

Marketing

Matt McDowell serves as Marketing Specialist at Financial Innovations Consulting (F.I.C.), responsible for communicating the firm's comprehensive range of financial services to clients across Chicago, the United States, and internationally. Matt plays a key role in building F.I.C.'s brand presence and helping individuals, families, and business owners understand how the firm's expertise can address their unique financial needs. His work supports F.I.C.'s mission to be a trusted, accessible financial partner for a diverse clientele. Through targeted marketing strategies, Matt helps connect those facing complex financial challenges with the expert guidance F.I.C. has provided for over 35 years.

Portrait of Sara Peterson, Insurance Assistant at Financial Innovations Consulting

Sara Peterson

Insurance Assistant

Sara Peterson serves as Insurance Assistant at Financial Innovations Consulting (F.I.C.), supporting the firm's comprehensive insurance services for individuals, families, and businesses. Sara assists clients in navigating insurance options, policy details, and coverage solutions, ensuring they have the protection and clarity they need to make confident decisions. Her role is integral to F.I.C.'s one-stop financial services model, which combines accounting, tax, retirement planning, and insurance under one roof. Sara's attentive, client-focused approach helps ensure that every insurance client receives accurate information and responsive support, reflecting F.I.C.'s commitment to excellence and transparency.

Portrait of Cara Kennedy, Irish Logistics Specialist at Financial Innovations Consulting

Cara Kennedy

Irish Logistics

Cara Kennedy serves as Irish Logistics Specialist at Financial Innovations Consulting (F.I.C.), managing the firm's operational coordination from its international office in Drogheda, County Louth, Ireland. Cara plays a critical role in supporting F.I.C.'s international service delivery, helping bridge the firm's Chicago-based operations with its European clientele and partners. Her expertise in cross-border logistics ensures that clients in Ireland and beyond receive the same high standard of financial service that F.I.C. is known for across the United States. Cara's work reflects F.I.C.'s commitment to providing seamless, globally connected financial solutions for an increasingly international client base.

Frequently Asked Questions

What is financial restructuring for a business?

Financial restructuring is the process of reviewing a business’s financial position, obligations, operations, and available options to create a more sustainable path forward. It may involve organizing records, evaluating cash flow, addressing tax matters, improving bookkeeping, reviewing payroll, and developing an advisory plan. The appropriate approach depends on the business’s circumstances and the financial issues requiring attention.

When should a business consider financial restructuring?

What services can support a business restructuring plan?

Can F.I.C. help if my business is facing an IRS audit?

How does bookkeeping help with business restructuring?

Can financial restructuring include tax and payroll support?

Does F.I.C. work with businesses across the United States?

How can a business begin discussing financial restructuring?

Have More Restructuring Questions?

Talk with F.I.C. about your business’s financial challenges and next steps.

Start A Conversation About Restructuring

Share your business needs with F.I.C. and learn which financial services may support your next steps.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (773) 202-9393. You can also send us a quick email at TAX@FICMN.COM.