Retirement income plans are not just for the wealthy. As you near retirement, the traditional strategy has been to move growth-seeking products to more conservative fixed-income products. This may have worked fine back when retirement was only expected to last five to ten years.
These days, however, people are living longer. It’s not unusual for someone retiring at age 65 to live to age 90 or longer. You should consider that you may need to plan for your nest egg to potentially last 25 to 30 years.
In just the last decade, we’ve witnessed rampant market swings from bull markets to bear markets and back again. If there’s one lesson that’s been reinforced, it’s that you need a plan designed to weather any type of market or economic environment that may lie ahead.
One great thing about a 401(k) retirement savings plan is that your assets are often portable when you leave a job. But what should you do with the... LEARN MORE
Annuities can be structured according to a wide array of details and factors, such as the duration of time that payments from the annuity can be gu... LEARN MORE
Roth / traditional ira's:
Trying to decide between a Traditional IRA or a Roth IRA? The type of individual retirement account (IRA) you choose can significantly affect yo... LEARN MORE
F.I.C Helps you find the right investment and minimizing the risk while taking the safest decision possible. LEARN MORE